ChinaCopilot

Troubleshoot

Nihao China fees or limits — what to check?

Before top-up or spend, you want fees, FX markup, and per-tx / daily limits. Live numbers are only authoritative inside the app and your card issuer — this page is a checklist, not a rate table.

Last updated: 2026-08-17

Likely causes

  • Fees change by product, network, and campaigns; screenshots go stale
  • “Zero fee” promos often hide minimums, card types, or country rules
  • Limits split across per-tx, daily, lifetime, and KYC/bind tiers
  • Mixing Nihao China fees with WeChat/Alipay Tour Pass and issuer FX fees

What to try

  1. Open the official top-up/pay confirm screen; read fee, FX, and limit text; screenshot it.
  2. Separate three costs: wallet/product fee, card-network/issuer FX, merchant surcharge.
  3. Run a small test (e.g. ¥20–50) and match issuer alerts to wallet history.
  4. If caps are tiny: finish KYC/card steps and re-check limits in-product.
  5. To compare visitor payment options side by side, use the payment guide links below.

Workarounds

To compare common foreigner payment rails and fee caveats:

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